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Creating a PayPal account without Credit Card

Creating a PayPal account without Credit Card

Creating a PayPal account without Credit Card :- Last time we published a similar article ” Create Apple Account Without Credit Card “. Some guys asked me to publish an article on ” How to Create a PayPal account without Credit Card “. So here it is.

How to Make a PayPal Account Without Credit Card :- Users always prefer simplicity in everything they do. But, when it comes to internet, it offers so much options that many a times, users tend to get confused, specifically for payment purposes for purchasing just a simple product. Users gets intimidated by so much options for paying through Internet Banking, Debit Cards, Credit Cards, etc. And, each of these options have further issues such as they can’t be used internationally, not many will support discount offers and the worst part that it’s very difficult to get one’s money back once payment is done. That’s where service like PayPal comes, it acts as a ubiquitous payment platform for purchasing anything from anywhere.

How to Create a PayPal Account Without Credit Card

The best part about PayPal is that it’s free and it’s very easy to set it up-

  1. Go to and sign up as an individual. Business account is for merchants who want to use PayPal as their payment gateway.
  2. Select your region and continue.
  3. Fill in the required details like Name, email id, credit card details and your account is created!
  4. You’ll receive email for PayPal and verify your email id for gaining full access to the service’s functionality.

But what if you don’t own a credit card? In that case, simple leave the credit card details field empty in the step number 3 and proceed with the account creation.Creating a PayPal account without Credit Card

Once your account is created, log in to it and follow these steps

  1. Click the Add Bank option.
  2. Enter your Bank details like Bank Name, Account number, IFSC code, etc.
  3. Make sure that the entered details are correct as PayPal can penalize you for Rs. 250 if details are found to be incorrect.

Bingo! Your Paypal account is created and PayPal is fully functional for withdrawing amount from your account or depositing to it.

This editorial is written by Sanjay Kumar Negi working at 91mobiles. offers the best price for buying latest, top 10 mobiles and tablets in India.

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Narender Chopra • September 7, 2013

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  1. Gkj June 4, 2013 - 5:38 pm

    What if one doesnt have a pan card number ?

  2. Narender Chopra June 4, 2013 - 6:42 pm

    There is also a method to create paypal account without PAN Card in India. I will publish it soon. Keep visiting buddy.

  3. Arrear Overhaul June 8, 2013 - 2:51 pm

    I live in UK. Is it same procedure for our country or I have do some other things to. I also have credit card and social id too.

  4. Jery June 13, 2013 - 6:31 am

    Normally you can create an account and use it fine without a bank and credit card; however, there will be limits on payments and the sending of funds if no credit card or bank is attached.

  5. Mahesh Sojitra@Techno June 15, 2013 - 4:33 am

    I created paypal account but there is some prob i can’t receive money..

  6. Rina July 23, 2013 - 7:54 am

    Previously in Indonesia can also be verified using a local bank but now can not
    I use vcc to verify and now has expired. I want to ask, if vcc has expired whether we need to buy a new back so paypal can be used to transaction ?
    Thank you :)

  7. Sai Praveen October 14, 2013 - 10:07 pm

    That’s a great tutorial. I think it is mandatory to have verified Pan Card to get Paypal Account without any restrictions.
    Worth sharing!

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